Three Pointers For Finding A Good Painter And Decorator Surrey And Commercial Decorator Surrey}

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Submitted by: Julia Bennet

Everyone needs their house painted or decorated once in a while. Well, sometimes it may not always be possible to do it yourself. For instance, if it is a huge domestic and commercial space, in that case it may not be feasible. So, when there is painter and decorator Surrey as well as commercial decorator Surrey there is nothing to worry about. They will ensure that the job is done properly and efficiently. Professional expertise and experience are mandatory in order to prosper in this business in a competitive market like that of Surrey, Kent or Central London. What is important to consider is not the size of the team that is working, but the qualifications and skills of the craftsmen. The following three factors will help you choose the right service provider.

Fully Insured service

When you are availing the services of painter and decorator Surrey you can rest assured that they offer fully insured services which implies your property is insured against any damages caused during their work. This is an important factor that you need to check out before you hire the services of a painting and decoration contractor.

CSCS (Construction Skills Certification Scheme)

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This is an important certification that gives the commercial decorator Surrey the mark of authenticity. With this you can be sure that they are employing trained hands and not amateurs. Check for CSCS cards with the professionals. This is one of the most important skills certification schemes which is given relevance in the construction industry in the UK. The Scheme even keeps a record of the professionals who have attained the skill to work in the construction industry. So, if the painter and decorator Surrey service provider employs workers who have acquired the training then they will hold the CSCS card.

Member of the Federation of Master Builders and the European Builders Confederation

If you are sure about the skills of commercial decorator Surrey from the CSCS card, next you need to see if they are the member of the Federation of Master Builders and the European Builders Confederation. This will give you an assurance about their standard of work including the quality of materials used for construction and the durability of the work that has been done. It is not an easy task to attain the membership of this Confederation. And, for that the painter and decorator Surrey organization needs to prove its mettle first. Only then they can become a member.

Considering three of the most important requisites of hiring the services of a professional painter and decorator Surrey as given above, it will be easier for you to shortlist the one you would want to have as your commercial decorator Surrey. Other important factors that will help you decide include their past records, their project report following the first consultation, your budget, the number of years they have been in the business and their free estimation, their industry reputation and scope of their work. It is recommended that you hire the services of such a service provider who will be able to offer all kinds of services and will not sub-contract a part of the job to any other service provider.

About the Author: Having the right skills and standard certification is important for painter and decorator Surrey (

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Fee Only Financial Planner What Questions To Ask?

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By Ryan Paulin

Hiring a financial professional to handle your financial affairs is a major decision that is not to be taken lightly. A lot of factors and considerations will affect in your choice. There are people who in fact choose fee-only financial planners to manage their assets and give investment guidance.

What is a Fee-Only Financial Planner? These are financial planners who charge a specialized fee only for financial planning services and these are paid directly by their clients. They do not receive any additional compensation or commission out of the services that they render.

One of the questions you should ask your fee-only financial planner is the length of time they have been in the business of financial planning. Experience and integrity is very important since the relationship created involves trust and confidence. Knowing the track record and proven competence of your fee-only financial planner is a must. It is also important to find someone who will put your interests ahead of their own so find someone without any conflict-of-interest with any company.

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Academic and professional competence of a fee-only financial adviser is important since this will affect the outcome of his or her advice. This will also affect the quality of service that they will provide for you. Also, the more experienced the financial planner is the better since they will be less likely to be shaken by rough times and have more knowledge in fixing particular problems in the business.

The primary job of a fee-only financial planner is to come up with a long term investment strategy. He or she has to make sure that this plan will be properly implemented so the next question you have to ask is his or her qualification to get the job done. Inquire about his or her academic qualifications, credentials and licenses if there is any. Ask if they can handle pressure under good and bad economic times. Demand for a copy of their ADV Form II to see if they have been sanctioned in the past or given any disciplinary action in relation to their work.

Another important question is the mode of compensation they expect from you. How are they compensated? This is vital in determining whether or not you can afford their services or if you will be comfortable with the payment set-up. Fee-only financial planners are more likely to give you sound and impartial advice since they are paid regardless of your choice of investor. Those who are commissioned based may have a conflict of interest and may not give you the financial advice that you need.

You should also ask regarding the services the fee-only financial planner is willing to provide. Is he or she adept with tax laws and regulations? Can he or she provide complex advice involving various financial issues? As your wealth grows the management of your assets becomes more complicated. Finding someone who can multi-task might be a good option for you.

Ask also for licenses and certifications. Planners need to be registered in accordance with state and federal laws. Check out if your fee-only financial planner meets the qualifications set by your own state.

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